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identity_information_theft [2015/04/29 15:21]
csimak_mail.roosevelt.edu
identity_information_theft [2015/04/29 16:30]
csimak_mail.roosevelt.edu
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 There are many other types of ID fraud. ​ One of the other main form people use is tax fraud. ​ People may receive a fake email pretending to be coming from the IRS asking for all their tax information. ​ You are supposed to contact the IRS to make sure that the email is credible before you send in your information.[[http://​​www.irs.gov/​​uac/​​Tax-Scams-Consumer-Alerts]] There are many other types of ID fraud. ​ One of the other main form people use is tax fraud. ​ People may receive a fake email pretending to be coming from the IRS asking for all their tax information. ​ You are supposed to contact the IRS to make sure that the email is credible before you send in your information.[[http://​​www.irs.gov/​​uac/​​Tax-Scams-Consumer-Alerts]]
 +
 +==Federal Identity Theft Laws==
 +
 +Prior to 1998, crimes that now be considered ID theft were charged under "false presentation",​ which is the crime of falsely assuming the identity of another to gain a benefit or avoid an expense. ​ In 1998 Congress passed the Identity Theft and Assumption Deterrence Act of 1998, which made ID theft an official federal crime. ​
 +
 +The ID Theft and Assumption Deterrence Act accomplished four things. ​ The first was that it made ID theft a separate crime against the individual whose ID was stolen and credit destroyed. ​ Before this act was passed, victims had been defined solely by financial loss and the emphasis was on the banks, rather than the individuals. ​
 +
 +The next thing the act did was establish the Federal Trade Commission as the Federal Governments one central point of ntact for reporting instances of ID theft by creating the ID theft Data Clearing House. ​ It also increased criminal penalties for ID theft and fraud. ​ Specifically the crime now carries a maximum 15 years in jail as well as fines.
 +
 +The final thing the act did was close legal loopholes, which previously had made it a crime to produce or possess false ID documents, but not to steam another personals ID information. ​ [[http://​ojp.gov/​ovc/​pubs/​ID_theft/​idtheftlaws.html]]
     
 ==Signs of Identity Theft== ==Signs of Identity Theft==
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 Another thing you can do is to keep new checks out of the mail.  Your paychecks have a lot of valuable information about your identity, including the last for digits of your SSN, your full name, and your address. ​ Using direct deposit is a good way to prevent this.  You should also be careful to who you give your personal information to as well.  Fake websites always ask for credit card information,​​ your email, and other information that can be used to steal your identity.[[http://​​www.transunion.com/​​personal-credit/​​identity-theft-and-fraud/​​how-to-prevent-identity-theft.page]] Another thing you can do is to keep new checks out of the mail.  Your paychecks have a lot of valuable information about your identity, including the last for digits of your SSN, your full name, and your address. ​ Using direct deposit is a good way to prevent this.  You should also be careful to who you give your personal information to as well.  Fake websites always ask for credit card information,​​ your email, and other information that can be used to steal your identity.[[http://​​www.transunion.com/​​personal-credit/​​identity-theft-and-fraud/​​how-to-prevent-identity-theft.page]]
  
 +==ID Theft Around the World==
 +
 +People can be effected around the world from ID theft, since anyone with internet can be effect. ​ Countries like Germany, England, and other EU countries have similar guidelines when it comes to preventing ID theft.  ​
 ==Innovations in Prevention== ==Innovations in Prevention==
  
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 **Prevention** **Prevention**
 There are many different ways to prevent pharming from happening. ​ First is to use a trusted internet service provider. ​ By using major companies such as ATT or Comcast, you are less likely to be hacked, since these companies have better security systems than smaller, lesser known companies. ​ You should also make sure that the web address bar is spelled correctly. ​ This is a key indicator that you have been directed to a fake website. ​ In the web address, look for "​https"​ instead of "​http"​ when dealing with personal information. ​ This is because the "​s"​ means that the website is secure, and safe to give out your information. ​ You can also look for a padlock or key at the bottom of your web browser, because this represents that the website is secure. [[http://​securityresponse.symantec.com/​norton/​clubsymantec/​library/​article.jsp?​aid=cs_prevent_pharming]] There are many different ways to prevent pharming from happening. ​ First is to use a trusted internet service provider. ​ By using major companies such as ATT or Comcast, you are less likely to be hacked, since these companies have better security systems than smaller, lesser known companies. ​ You should also make sure that the web address bar is spelled correctly. ​ This is a key indicator that you have been directed to a fake website. ​ In the web address, look for "​https"​ instead of "​http"​ when dealing with personal information. ​ This is because the "​s"​ means that the website is secure, and safe to give out your information. ​ You can also look for a padlock or key at the bottom of your web browser, because this represents that the website is secure. [[http://​securityresponse.symantec.com/​norton/​clubsymantec/​library/​article.jsp?​aid=cs_prevent_pharming]]
 +
 +==Famous Cases==
 +
 +One of the most popular ID theft cases took place in Charlotte, North Caroline on April 24, 2014.  Senita Birt Dill and Ronald Jeremy Knowles were sentenced to 324 and 70 months in jail, and both were ordered to pay $3,978,211 in restitution to the IRS.  Dill and Knowles both plead guilty to ID theft. ​ They obtained personal information to file false tax returns. ​ Between the two of them they 1,000 false tax returns using the fraudulent names they obtained. [[http://​www.irs.gov/​uac/​Newsroom/​IRS%E2%80%99s-Top-Ten-Identity-Theft-Prosecutions]]
 +
 +===Overview===
 +
 +ID theft is a growing problem around the world. ​ It can affect anyone who has a internet connection and online accounts. ​ There are many different ways ID theft including stealing peoples credit information,​ routing them to fake websites, or sending emails that have viruses in them that can steal information off your computer. ​ There are several things that can be done to prevent this from happening though, such as having an antivirus software on your computer or varying your password from account to account.  ​
 +
 +Since the late 1990's the government has been stepping up the security to help people who have fallen victim to this issue, but it is a serious growing problem in the United States, as well as around the world. ​ It is important that people are educated on the subject and take the necessary steps to help protect themselves. ​
 +
  
   -[[http://​​money.usnews.com/​​money/​​personal-finance/​​articles/​​2014/​​07/​​21/​​3-ways-consumers-fall-victim-to-identity-theft?​​page=2]]   -[[http://​​money.usnews.com/​​money/​​personal-finance/​​articles/​​2014/​​07/​​21/​​3-ways-consumers-fall-victim-to-identity-theft?​​page=2]]
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   - [[http://​securityresponse.symantec.com/​norton/​clubsymantec/​library/​article.jsp?​aid=cs_prevent_pharming]]   - [[http://​securityresponse.symantec.com/​norton/​clubsymantec/​library/​article.jsp?​aid=cs_prevent_pharming]]
   - [[http://​www.identityprotection.com/​education/​protect-yourself/​technology-that-can-help-prevent-identity-theft]]   - [[http://​www.identityprotection.com/​education/​protect-yourself/​technology-that-can-help-prevent-identity-theft]]
 +  - [[http://​ojp.gov/​ovc/​pubs/​ID_theft/​idtheftlaws.html]]
 +  - [[http://​www.irs.gov/​uac/​Newsroom/​IRS%E2%80%99s-Top-Ten-Identity-Theft-Prosecutions]]
identity_information_theft.txt · Last modified: 2015/04/29 16:30 by csimak_mail.roosevelt.edu